Unless you’re putting actual cash into a mattress (please don’t do this), your savings are likely invested to some degree. A good savings account in the U.S. has an interest rate of around 0.5-1.0% annual percentage yield (APY), and as such, you are getting a very small return on your money for letting the bank hold it and use it to make more money. In a nutshell, that’s investing. You give the bank your money and they give you back a little bit more. “But Tika!” I hear you say. “I would prefer to get a LOT more back for giving someone the privilege of trusting them with my money. I would also like to retire one day and pretend to escape capitalism, possibly somewhere sunny or with killer powder.” Fear not! Despite working in the finance world, I have virtually no understanding of investments — a rather embarrassing confession. Putting together this list of the best books to learn about investing has been a very helpful starting point. There are many different places you can choose to invest your money, so I’ve broken the suggestions out into two general categories. I hope you (and I!) are able to get some inspiration from this list of the best books to learn about investing. Hopefully, at least one of these books will show you how to work toward financial independence and teach you how you can achieve early retirement if that’s what you’re after. After all, if we don’t collectively retire early, how are we ever going to get through our TBR lists?!? If you’re looking for more books on investing, you can check out fellow Book Riot contributor Neha Patel’s list of 15 Top Investment Books for New Investors.

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